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Get the maximum benefit away from life with your Personal Loan – an unsecured individual instalment loan built to allow you to satisfy your aspirations and real time life to your max.

30th Май , 2020

Get the maximum benefit away from life with your Personal Loan – an unsecured individual instalment loan built to allow you to satisfy your aspirations and real time life to your max.

Details

At Standard Chartered we are into the continuing company of assisting you to enhance the quality in your life. This is exactly why we provide you a individual, unsecured loan that will help you fulfil those hopes and dreams and real time life towards the complete.

Whether or not to purchase an automobile, spend school charges for the post-graduate level or even for home enhancement requirements, our personal bank loan gives you an instant, convenient financing solution that is personal.

Features

Additional Disclosures From The Credit Life Insurance Coverage

Scope of Cover
  • Life Insurance Coverage
Particular Exclusions Applicable to Life Insurance Coverage
  • Age restrictions: Under 18 or higher 65
  • Pre-existing Conditions (Medical/Mental wellness)
General Exclusions Applicable to Term Life Insurance

The Insurer shall never be accountable for any claim arising thus or indirectly triggered or added by or perhaps in result of:

  • Very Very Own Act or Omission
  • Suicide or Self-Inflicted Injury
  • Alcohol, Drugs, Certain Disease
  • Fraudulent Act
  • Sports
  • Civil Disturbances
  • War Dangers
  • Nuclear
  • Missing individuals
  • Execution of a judicial phrase of demise
General Circumstances Applicable to Life Insurance Policies
  • Transfer of Interest
  • Duty of Care
  • Claims Notification
  • Healthcare Exams

* Terms and conditions use.

Eligibility

    • Minimal monthly salary that is net of 75,000 (NGN50,000 for federal Government Parastatals)
    • Letter of verification from manager
    • Valid recognition document

    Papers Required

    • Completed application form
    • Bank statements going back a couple of months
    • Pay slips during the last a few months
    • Copy of license, worldwide passport, nationwide ID or voter’s card
    • Letter of understanding from company to domicile your income with Standard Chartered Bank
    • Important Info Papers (IID)
    • Exactly what are the documents that are required your own loan?

    The after documents are needed:

    • Finalized form
    • Bank statements during the last three months
    • Pay slips the past three months
    • Copy of license, worldwide passport, nationwide ID or voter’s card
    • Letter of undertaking from boss to domicile Standard Chartered Bank to your salary
    • Important Info Papers (IID)

    Just how much could I borrow?

    It is possible to borrow up to NGN 10,000,000 (Ten Million Naira) with regards to the organization you work with along with your earnings. You are encouraged during the period of application.

    The length of time do i need to repay the mortgage?

    You have actually as much as 60 months to settle the mortgage according to the organisation you work for as well as your earnings. You’ll be encouraged at the time of application.

    Do i need to get my income throughout your bank to qualify for the mortgage?

    Yes. You are required by us to domicile your salaries and allowances using the bank. You will be asked to instruct your company to do this along with your manager must verify this on paper.

    Just how much do i want to earn to be eligible for the mortgage?

    So that you can qualify, you need to make at the least N50,000 month-to-month if the work with a government agency or parastatal and at the least N75,000 month-to-month in the event that you benefit a personal Organization. You have to be a permanent and verified employee associated with company.

    If we have that loan operating with another bank, could I move it to Standard Chartered?

    Yes. To do this, you may have the normal application process. In addition, we need a page through the bank where your loan is stating the outstanding stability that is needed to be settled. Standard Chartered Bank will directly pay this amount through the profits of the brand brand new loan.

    Determine Your Payment Per Month

    Exactly how much do you want to borrow? *

    What exactly is your selected payment duration in months? I.e. Between 12-60 * —

    What exactly is your month-to-month wage / income after income tax? *


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